Are you looking for BPCL Credit Card details and its benefits? If yes you are at the right place to know more about the detisls. It is a one and only card among other credit cards that offers 70 liters of ‘free petrol’ at bpcl petrol pumps in a year along with 2000 bonus reward points welcome gift and 4.25% of the great value back on every 100 spend with a safety EMV chip.
BPCL SBI credit card is the first fuel card of the SBI Card company launched in collaboration with BPCL(Bharat Petroleum Corporation Limited) of India that offers a great value back on petrol pumps, utilities, departmental stores, groceries, movies, and dining.
It gives you access to pay other bank credit card loan outstanding amount through the SBI Card balance transfer option at the lowest interest rate and even 0 interest
Get a 4.25% value back on your fuel spend at around 14000+ petrol bunks across the country. It includes 13 reward points and a 1% fuel surcharge waiver off at 12000 automated petrol pumps of BPCL.
Enjoy bpcl credit rewards on special categories like groceries, departmental stores, movies, and dining and monthly utility spends.
BPCL SBI Credit Card annual fee & renewal fee
Annual fee/joining fee: PA 499+GST 18%
Renewal fee: PA 499+GST 18%
Limit: 10K to 5 Lakhs
Get a maximum limit upon SBI bank credit card
You will get maximum limit by satisfying the below requirements
- The limit depends on your CIBIL score(Credit Information Beauru of India Limited)
- Based on monthly income
- Your previous credit card bill payment history and internal bank account history
- Repayment of your personal loans and home loans
- Repayment of loan EMI of balance transfer(BT) of your previous credit card
- And repayment of a car loan
If received a low credit limit than expected, wait for 6 months from the date of receiving the card, pay bill cycle amounts on time. This will help you increase the CIBIL score and raise a request to increase the limit.
Pay your outstanding amount within the ‘Interest-Free Credit Period’ and get a benefit out of the credit card.
2000 bonus reward points worth equal to INR 500 received on the payment of the first bill cycle amount.1 reward point value is 0.25paise.
Accelerated reward points
Get 5X reward points on every INR100 spent at groceries, departmental stores, movies, and dining.
5X reward points on every INR100 spent on utility payments subject to the standing instructions.
1X reward point on every 100 retail spends. One reward point value is 0.25(1 RP = Rs 0.25), 4 reward points value is INR 1 Rupee.
Fuel surcharge waiver
Avail 1% fuel surcharge on minimum transactions of Rs 100 and maximum up to 4000. Get redemption against your earned reward points at any authorized BPCL pumps across the country. Surcharge waiver benefit is available up to 10K limit per month. Get a maximum benefit INR 100 per month and INR 1200 in a year.
BPCL sbi card rewards redemption program
Flexible Instant Redemption Program gives additional reward points on your hand in earned reward points.
Moreover, BPCL Credit Card is also offering redemption against reward points on major brands at ‘SBI Card’s exclusive Reward Point Program-Shop n Smile’. This program gives you access to redeem your points against exclusive products in lifestyle, leisure, and travel categories.
Reward points can be redeemed instantly at any bunk of BPCL. No specific limit for redeeming against earned points on your regular spending. Get instant redemption of rewards against your earned points at authorized BPCL Bunks across the country. Log on to the www.sbicard.com to find SBI BPCL card rewards redeem petrol pump list. Apply online for BPCL Credit Card www.sbicard.com
You will get SMS alerts to know about your ‘BPCL SBI Card application status’. The card will reach you within 10 to 15 days of your date of application. The recent policies are delivering the card within 4 to 5days. Take the customer care helpline center to know more about the redemption program process.
My advice is, If you travel about 30KM every day, then choose BPCL SBI Platinum Credit Card. This card allows you to get more benefits out of your regular spending on fuel. The annual charges are very less and affordable and you could get through the welcome gift offer within 20 days of your first bill payment. Moreover, this card has a ‘balance transfer’ facility which helps you to pay your outstanding amount of any other bank credit card when the need takes place.
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